APA Insurance‘s details, offices, contacts, services, insurance packages and history: APA Insurance is a leading insurance company, primarily operating in East Africa and part of the Apollo Group. They offer a wide range of insurance products and financial services.

Here is a summary of the types of products and services they offer, along with their main contact details:

🛡️ APA Insurance Products

APA offers comprehensive coverage across several categories:

1. General Insurance (Commercial & Personal)

• Motor Insurance: Covers private and commercial vehicles (Comprehensive, Third-Party Fire & Theft, Third-Party Only).

• Commercial Covers: Includes Aviation, Bonds, Engineering, Fire, Goods In Transit (GIT), Liability, Marine, Workman’s Compensation (WIBA), and Theft.

• Personal Covers: Such as Home Insurance (Domestic Package), Travel Insurance (Globetrotter), Personal Accident, Golfers Cover, and Pet Cover.

• Agriculture Covers: Includes Crop Cover and Livestock Cover.

• Micro Insurance: Affordable, tailored insurance solutions for property and personal accident risks.

2. Health Insurance

• Individual & Family Health Covers: Such as Jamii Plus (Enhanced Family Cover) and Afya Nafuu (Medical Cover), providing inpatient and optional outpatient, maternity, dental, and optical benefits.

• Corporate Health Covers: Tailor-made products for groups of employees.

• Specialised Cover: Including Cancer Care (Femina).

3. Life & Investment Covers (Through APA Life)

• Savings & Investment: Includes Fixed Saving Plan (Imarika), Anticipated Savings (Akiba Halisi), Apollo Balanced Fund, Apollo Equity Fund, and Apollo Money Market Fund.

• Life Assurance: Products like Term Assurance (Life Cover), Group Life, Group Credit Life, Group Last Expense, and Funeral Expense Cover (Pumzisha).

• Other Plans: Education Plan (APA Elimu), Individual Pension Plan (IPP), and Mortgage Protection.

📞 APA Insurance’s Contact and Service Information

🏛️APA Insurance Company’s History

APA Insurance Limited was formed in 2003 from the merger of the general insurance businesses of Apollo Insurance Company (established 1977) and Pan Africa Insurance (established 1946). This combined heritage gives the company over 100 years of experience in the sector.

• 1977: Apollo Insurance founded by Shashi Shah.

• 1946: Pan Africa Insurance (initially IndoAfrica) founded in Mombasa.

• 2003: APA Insurance Kenya Limited is formed following the merger.

• 2009: APA Insurance (Uganda) commences operations.

• 2013: Apollo Life Assurance Limited, which separated its life business in 2010, rebrands to APA Life Assurance Limited.

• Key Investors: APA is a wholly-owned subsidiary of Apollo Investment Limited. The group is backed by major international partners, including Swiss Re (a reinsurer and investor) and, more recently, Hollard International (which acquired a significant interest in 2023).

📍APA Insurance’s Offices and Contact Information

The Apollo Group’s headquarters is in Nairobi, Kenya, and the company has a strong branch network across the country.

Head Office & Primary Contacts

APA Insurance’s Branch Locations

APA Insurance has branches in several major towns in Kenya, including:

• Nairobi (City Centre Branch): Barclays Plaza, Loita Street.

• Mombasa: Apollo House, Moi Avenue.

• Kisumu: TuffFoam Plaza, Milimani.

• Nakuru: Giddo Plaza, Harvester Road.

• Eldoret: Zion Mall, Uganda Road.

• Thika: Zuri Centre, Kenyatta Highway.

• Meru, Embu, Machakos, Nyeri, Kisii, Naivasha

🛡️ APA Insurance’s Services and Insurance Packages

APA Group’s services are primarily divided into General Insurance (under APA Insurance) and Life/Pensions (under APA Life Assurance).

1. General Insurance (APA Insurance)

This covers risks for businesses and individuals, including:

• Motor Insurance: Offers Comprehensive, Third-Party Fire and Theft, and Third-Party Only cover (e.g., Motor Private Insurance, Bima Bamba Insurance for flexible payments).

• Property Insurance: Such as Home Insurance (Domestic Package), covering the building, contents, and all-risks for specified portable items.

• Travel Insurance: Policies like Globetrotter for business or personal trips.

• Personal Accident: Covers accidental death or disablement (e.g., Enhanced Personal Accident – Flexpac).

• Commercial Packages: Offers combined peril policies like Office And Business Combined, covering fire, burglary, money, goods in transit, and liability.

• Specialised Insurance: Includes Marine, Agriculture (a significant focus for APA), and Micro Insurance.

• Pet Cover and Golfers Cover.

2. Health Insurance (Individual, Family, and Corporate)

APA offers various medical insurance covers:

• Individual & Family Health Covers:

  • Jamii Plus (Enhanced Family Health Cover): Comprehensive inpatient and optional outpatient, maternity, dental/optical.

  • Afya Nafuu (Family Health Cover): Primarily covers hospitalisation expenses.

  • Cancer Care (Femina): Focused cover for Breast and Cervical Cancer.

• Corporate Health Cover: Flexible, tailor-made products for groups of ten or more employees, including inpatient, outpatient, dental, optical, and maternity options.

3. Life Assurance and Pension (APA Life Assurance)

This focuses on long-term financial security:

• Savings and Investment Plans: Such as Fixed Saving Plan (Imarika) and Anticipated Savings (Akiba Halisi).

• Education Plans: Like APA Elimu.

• Term Life Cover: Pure life cover often used as security for a loan.

• Retirement Planning: Individual Pension Plans (IPP) and Employee Benefits (e.g., Group Life Assurance and Group Last Expense).

• Mortgage Protection and Funeral Expense Cover (Pumzisha).

• Hospitalisation, Loss of Income (HosiCare): A hospital cash insurance that compensates for lost income due to hospitalisation.

HOW TO MAKE CLAIMS AT APA INSURANCE COMPANY

APA Insurance’s MOTOR CLAIM PROCESS