Here’s a budget-friendly version of monthly expenses for a family of 4 (2 adults + 2 kids) living in Nyali, Mombasa in
Housing (Rent)
A smaller or slightly inland 3-bedroom apartment or house: KES 50,000
This is farther from the beachfront but still in Nyali, in a safe neighborhood.
Food & Groceries
Groceries purchased mostly from local markets: KES 25,000
Occasional eating out at local joints or fast food: KES 5,000
Total for food and groceries: KES 30,000
Utilities & Internet
Electricity and water for moderate usage: KES 5,000
Home internet (basic plan) + mobile data: KES 3,000
Mobile phone plans (family use): KES 1,500
Total for utilities and internet: KES 9,500
Transport
Mostly local transport using matatus, occasional boda-boda, or fuel for a small economical car: KES 5,000
Education
2 children attending local public or affordable private schools: KES 15,000 per month (covers tuition, books, and supplies)
Healthcare & Miscellaneous
Basic health insurance and occasional medicine: KES 3,000
Clothing, small leisure activities, and other miscellaneous expenses: KES 5,000
Total healthcare and miscellaneous: KES 8,000

Estimated Monthly Expenses
Housing: KES 50,000
Food & groceries: KES 30,000
Utilities & Internet: KES 9,500
Transport: KES 5,000
Education: KES 15,000
Healthcare & miscellaneous: KES 8,000
Total: KES 117,500
This represents a budget-conscious lifestyle in Nyali for a family of four, living comfortably but avoiding luxury spending.

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