Dial *254# from any network. This USSD is zero-rated with no charges.
You must have a Mobile Money account with the network you dial the above USSD Code
On Safaricom Network, you can use the M-Pesa App, under Growth Tab.
Choose loan product.
You will see the loan limited allocated to you.
Select amount you want to borrow, enter mobile money PIN and confirm request.
You will receive 95% of what you’ve borrowed, 5% will be added to your savings where it will gain interest. For example if you borrow KES 1000, you will receive KES 950 with KES 50 going to savings.
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