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The National Social Security Fund, NSSF, is a friendly service organization which exists for the public good. It offers social protection to all Kenyan workers. NSSF provides social security protection to workers in the formal and informal sectors. It registers members, receive their contributions, manage funds of the scheme, process and ultimately pay out benefits to eligible members or dependents.

This is a Pension Scheme to which every Kenyan with an income shall contribute a percentage of his/her gross earnings so as to be guaranteed basic compensation in case of permanent disability, basic assistance to needy defendants in case of death and a monthly life pension upon retirement.

NSSF BENEFITS TO MEMBERS.

NSSF members enjoy a wide array of benefits. This section will help you find information on benefits and grants that you may be eligible for as a member (or relative of a deceased member) of NSSF. It will also provide you with the information you need on how to apply for the benefits and grants to which you are entitled.

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Anyone wishing to apply for benefits/grants should first carefully review the information provided regarding eligibility criteria and application requirements for the benefit/grant for which he/she is applying.

Thereafter, the member/claimant should complete the relevant application form and submit it (in person) to his/her nearest branch office. Applications forms are available online and in all NSSF branch offices.

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List of NSSF Benefits Offered:

1). Age/Retirement Benefit

Eligibility: Members are eligible for this benefit when they reach the age of 55 years, or when they ultimately retire from regular paid employment.

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How to apply: Visit your nearest NSSF office with:

A certified copy of your retirement letter OR certificate of service OR termination letter
Your NSSF Card and
Your National Identity Card.

You will be advised thereafter on the steps you will follow to complete your benefit application.

2). Withdrawal Benefit

Eligibility: Members are eligible for this benefit if they are at least 50 years of age and they have retired from regular paid employment. A member would opt to apply for this benefit (over the age/retirement benefit) if they retire before attaining 55 years of age.

How to apply: Visit your nearest NSSF office with:

A certified copy of your retirement letter OR certificate of service OR termination letter
Your NSSF Card and
Your National Identity Card.

You will be advised thereafter on the steps you will follow to complete your benefit application.

Here are links to the most important news portals:

3). Survivors Benefit

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This benefit is paid to: This benefit is payable to the survivor(s)/dependant(s) relative(s) of a deceased member. The dependant relatives qualify for this benefit in the following order:

The husband/wife of the deceased member.
All children irrespective of age or gender (if the husband/wife of the deceased member is also deceased, or if the deceased member was a single parent).
The parents of the deceased (if the deceased member was not married and had no children)
Sisters/brothers of the deceased (if the deceased was single, had no children, and both parents are deceased)
The guardian to the children of the deceased member (where both the parents are deceased and all the deceased members’ children are minors)
An applicant who has letters of administration (where all dependants are exhausted)

How to apply:

Complete the Application for Survivor’s Benefit Form
Get your local administration (i.e., the administration in your home district) to endorse form SF/BN/SB/002A of your application
Submit the completed application form + the required documents (in person) to your nearest NSSF office

Required documents/ Standard processing requirements:

Deceased members’ original membership card
Photocopy of the deceased members National Identity Card
Original death certificate of the member and any beneficiary who is deceased
Certified copy of the marriage certificate or other evidence of marriage in case the deceased was married

4). Invalidity Benefit

This benefit is paid to:

Members who are certified to be permanently incapable of working because of physical or mental disability.
Members who are at least 50 years of age and suffer from a partial incapacity of a permanent nature that prevents them from undertaking employment.

How to apply:

Complete an Application for Invalidity Benefit Form
The application form should be endorsed by a qualified doctor at the hospital/clinic you attend(ed)
Submit the completed application form + the required documents (in person) to your nearest NSSF office.

Required documents/ Standard processing requirements:

A certified copy retirement (on medical grounds) letter
Medical/treatment records from the hospital you attend(ed)
Bank account number and bank name and address
A certified copy of your retirement letter OR certificate of service OR termination letter

* NOTE: You will be examined for confirmation of your invalidity by the Fund’s appointed doctor after completion and submission of the form.

5). Emigration Benefit

This Benefit is paid to:

Members emigrating from Kenya to a country which is not a member of the East African Community, without the intention of returning to reside in Kenya.